7 Reasons Why Due’s Stablecoin API is Revolutionizing Borderless Payments in 2025
In 2025, borderless payments are emerging as one of the most disruptive sectors in global finance. London-based FinTech startup, Due, is leading the charge by securing €6.3 million in funding and launching its innovative Stablecoin Payments API. This article uncovers seven transformative benefits of Due’s solution and offers insights, tips, and tools for entrepreneurs looking to leverage FinTech advancements and improve their business operations.
Introduction to Borderless Payments: The Era of Stablecoins
Cross-border payments traditionally rely on outdated banking structures such as SWIFT, which often result in costly fees, long processing times, and complex regulations. Due has developed an API platform that combines blockchain and traditional finance, enabling businesses to send and receive funds globally in real-time using stablecoins, digital currencies pegged to fiat currencies like USD or EUR.
Backed by €6.3 million in new funding, Due’s Stablecoin Payments API aims to dismantle barriers in global payments and empower companies with fast, cost-effective, transparent solutions. Whether you're a startup founder, freelancer working internationally, or business owner expanding globally, understanding how this technology works could transform your operations.
1. Simplifying Cross-Border Payments
Due’s API allows businesses to move funds globally using stablecoins, reducing transaction times from days to seconds. Entrepreneurs in Europe, Asia, and beyond can transact without dealing with expensive intermediaries or foreign exchange fees.
How Does It Work?
Due’s API supports integration with local financial systems across more than 80 countries, enabling real-time settlement in any currency. For example, a company operating in the U.S. can send payments to suppliers in Nigeria using stablecoins, which are instantly converted and settled as local fiat.
2. Saving Up to 90% on Fees
Traditional banking systems often impose exorbitant charges for international transfers, currency conversion, and intermediary banking fees. Due’s use of stablecoins eliminates many of these costs, offering up to 90% savings on fees compared to legacy systems.
For startups and small businesses, these savings can be reinvested into growth instead of administrative costs.
3. Instant Settlement: No More Waiting Days
In traditional systems, payments can take as long as 3-5 business days to process due to banking schedules and intermediary delays. Due’s platform redefines speed, enabling payments to settle instantly and empowering businesses with improved cash flow management.
4. Regulatory Compliance Made Easy
Navigating compliance for cross-border payments is a significant challenge. Due's API ensures all transactions follow local regulations through automated compliance protocols, abstracted into seamless API integration.
5. Single Integration for Global Financial Coverage
Entrepreneurs often struggle with the complexity of managing multiple bank accounts or navigating unique country regulations. Due eliminates this headache by providing a single, embeddable API that connects businesses to local and blockchain-based payment networks in 80+ countries, with plans for coverage in 100+ countries by year-end 2025.
6. Designed for Startups, Freelancers, and Enterprises
Due’s Stablecoin API is suitable for any business regardless of size. From freelancers working with clients in multiple countries to startups scaling globally, users can bypass legacy banking complexities with one simple solution.
One standout feature is its ability to create virtual accounts in different currencies, collect payments locally, and instantly convert funds into stablecoins for international use.
7. Leveraging FinTech Innovations
Due represents a noteworthy opportunity for entrepreneurs and businesses looking to optimize their payments infrastructure. Its API-first approach aligns with larger trends in FinTech, where solutions emphasize seamless integration and cost-effectiveness.
Adding Due to your tech stack makes it easier to participate in the globalization of business and adopt cutting-edge blockchain technology to stay ahead of competitors.
A Tool to Amplify Opportunities: F/MS AI Grant Finder
As entrepreneurs explore FinTech advancements like Due, securing funding for innovative projects becomes crucial. Tools like the F/MS AI Grant Finder and Writer simplify this process. This platform helps European startups identify suitable grants and provides AI assistance to draft their application, saving time and improving success rates.
Additional Aid for Entrepreneurs: PlayPal, Your AI Friend
To make navigating FinTech and entrepreneurship easier, startups can turn to PlayPal, an AI-powered virtual companion designed to provide personalized advice and guidance. Whether it's brainstorming business ideas or learning how APIs work, PlayPal offers tailored solutions through conversational support.
How-To Guide: 3 Steps to Get Started With Due’s API
Sign Up on Due’s Platform
Begin by creating an account on Due, where you’ll gain access to their API documentation and resources for developers.
Integrate the API
Use their straightforward API integration guide to connect the payments platform to your website, app, or tech stack.
Test and Go Live
Once integrated, test transactions across regions to ensure functionality before scaling your operations globally.
Common Mistakes When Expanding Globally
Ignoring Compliance Issues: Always ensure your transactions adhere to local regulations to avoid penalties or account freezes.
Underestimating Costs: Don't forget to account for hidden fees when using traditional payment systems.
Overlooking Scalability: Choose payment systems that allow seamless scale-up as your operations grow.
Deep Insights for FinTech Enthusiasts
Why Stablecoins Are the Future
Stablecoins enable global money transfer without the volatility often associated with other cryptocurrencies. Their ability to mimic fiat currencies while operating on immutable blockchain networks is positioning them as the backbone of cross-border finance.
Conclusion
Due is reshaping borderless payments with its ambitious blend of blockchain and traditional finance infrastructure. For startups, freelancers, and enterprises eager to tap into global markets, Due’s Stablecoin API offers unprecedented speed, cost-effectiveness, and regulatory ease.
Want to leverage more tools to advance your business? Explore PlayPal and the F/MS AI Grant Finder for support as you navigate the entrepreneurial journey in 2025.
Start building your global dream today, without boundaries.
FAQ
1. What is Due’s Stablecoin Payments API?
Due's Stablecoin Payments API is a platform that facilitates global money transfers using stablecoins, blending blockchain technology with traditional finance to provide secure, low-cost, and borderless transactions. Learn more about Due’s Stablecoin API
2. How much funding did Due recently secure, and how will the funds be utilized?
Due raised €6.3 million in a seed extension, bringing its total funding to over €9 million. The funds are intended for expanding the API's global reach, launching new payment features, and scaling their team. Read about Due’s funding
3. What are the advantages of stablecoins for cross-border payments?
Stablecoins enable instant settlement, cost effectiveness, and regulatory compliance, making them a strong alternative to traditional banking systems like SWIFT for international transactions.
4. In how many countries does Due’s API operate, and what is the target by the end of 2025?
Due’s API currently supports operations in over 80 countries, with plans to expand coverage to more than 100 countries by the end of 2025. Learn more about Due’s global reach
5. Who are some of Due's key clients and their use cases?
Key clients include Rainforest Builder (funding reforestation projects), regional neobanks (offering low-cost remittances), and importers from Mexico paying suppliers in China. These use cases demonstrate how Due simplifies cross-border payments.
6. What are the cost savings of using Due’s Stablecoin API compared to traditional payment systems?
Due claims that its API can help businesses save up to 90% on transaction fees compared to legacy systems by eliminating intermediary fees and offering mid-market FX rates. Learn about Due’s cost-effectiveness
7. How does Due handle regulatory compliance for global payments?
Due simplifies regulatory compliance through automated compliance protocols integrated within its API, ensuring adherence to local laws and standards.
8. What is Due’s long-term vision for borderless payments?
Due aims to establish itself as a global infrastructure standard for borderless B2B payments, making global treasury management as simple as a single endpoint. Discover Due’s future roadmap
9. How can businesses integrate Due’s Stablecoin Payments API?
Businesses can integrate Due’s API by signing up on their platform, using the developer-friendly documentation to connect, and testing transactions before going live. Learn how to integrate Due’s API
10. What makes stablecoins better than traditional cryptocurrencies for business payments?
Unlike traditional cryptocurrencies, stablecoins are pegged to fiat currencies, ensuring low volatility while offering the efficiency and transparency of blockchain technology.
About the Author
Violetta Bonenkamp, also known as MeanCEO, is an experienced startup founder with an impressive educational background including an MBA and four other higher education degrees. She has over 20 years of work experience across multiple countries, including 5 years as a solopreneur and serial entrepreneur. Throughout her startup experience she has applied for multiple startup grants at the EU level, in the Netherlands and Malta, and her startups received quite a few of those. She’s been living, studying and working in many countries around the globe and her extensive multicultural experience has influenced her immensely.
Violetta is a true multiple specialist who has built expertise in Linguistics, Education, Business Management, Blockchain, Entrepreneurship, Intellectual Property, Game Design, AI, SEO, Digital Marketing, cyber security and zero code automations. Her extensive educational journey includes a Master of Arts in Linguistics and Education, an Advanced Master in Linguistics from Belgium (2006-2007), an MBA from Blekinge Institute of Technology in Sweden (2006-2008), and an Erasmus Mundus joint program European Master of Higher Education from universities in Norway, Finland, and Portugal (2009).
Violetta Bonenkamp's expertise in CAD sector, IP protection and blockchain
Violetta Bonenkamp is recognized as a multidisciplinary expert with significant achievements in the CAD sector, intellectual property (IP) protection, and blockchain technology.
CAD Sector:
Violetta is the CEO and co-founder of CADChain, a deep tech startup focused on developing IP management software specifically for CAD (Computer-Aided Design) data. CADChain addresses the lack of industry standards for CAD data protection and sharing, using innovative technology to secure and manage design data.
She has led the company since its inception in 2018, overseeing R&D, PR, and business development, and driving the creation of products for platforms such as Autodesk Inventor, Blender, and SolidWorks.
Her leadership has been instrumental in scaling CADChain from a small team to a significant player in the deeptech space, with a diverse, international team.
IP Protection:
Violetta has built deep expertise in intellectual property, combining academic training with practical startup experience. She has taken specialized courses in IP from institutions like WIPO and the EU IPO.
She is known for sharing actionable strategies for startup IP protection, leveraging both legal and technological approaches, and has published guides and content on this topic for the entrepreneurial community.
Her work at CADChain directly addresses the need for robust IP protection in the engineering and design industries, integrating cybersecurity and compliance measures to safeguard digital assets.
Blockchain:
Violetta’s entry into the blockchain sector began with the founding of CADChain, which uses blockchain as a core technology for securing and managing CAD data.
She holds several certifications in blockchain and has participated in major hackathons and policy forums, such as the OECD Global Blockchain Policy Forum.
Her expertise extends to applying blockchain for IP management, ensuring data integrity, traceability, and secure sharing in the CAD industry.
For the past several years Violetta has been living between the Netherlands and Malta, while also regularly traveling to different destinations around the globe, usually due to her entrepreneurial activities. This has led her to start writing about different locations and amenities from the POV of an entrepreneur. Here’s her recent article about best hotels in Italy to work from.
About the Publication
Fe/male Switch is an innovative startup platform designed to empower women entrepreneurs through an immersive, game-like experience. Founded in 2020 during the pandemic "without any funding and without any code," this non-profit initiative has evolved into a comprehensive educational tool for aspiring female entrepreneurs.The platform was co-founded by Violetta Shishkina-Bonenkamp, who serves as CEO and one of the lead authors of the Startup News branch. The Fe/male Switch team is located in several countries, including the Netherlands and Malta.
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