Top 10 Alternatives to Stripe in 2025
In the ever-evolving world of digital payments, Stripe has been a go-to solution for many businesses. However, 2025 brings a variety of impressive alternatives that cater to different needs, from e-commerce to SaaS to local businesses. Here’s an in-depth look at the top 10 alternatives to Stripe in 2025, offering detailed insights into their unique features and ideal use cases.
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1. Copilot
- Specific Use Cases: Ideal for service providers.
- Strengths: Copilot is excellent for service-oriented businesses, providing tailored payment solutions and integrated tools for managing services.
- Global Reach: Handles multiple currencies and cross-border payments seamlessly.
- Payment Method Variety: Supports a range of payment methods, including mobile wallets and bank transfers.
- Security Features: Offers robust fraud protection mechanisms.
2. Authorize.net
- Solutions: Suitable for e-commerce, mobile payments, eCheck, virtual POS, and billing.
- Pricing Details: Charges range from 2.9% to 3.9% + 30¢ per transaction.
- Payment Methods: Supports various payment options, including cards, digital wallets, and "Buy Now, Pay Later".
- Square: Recommended for small businesses, particularly in retail, restaurants, and beauty industries.
- Global Sales: Single integration allows for global transactions.
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3. NMI
- Versatility: Known for its processor versatility, allowing businesses to choose from multiple payment processors.
- Omni-channel Support: Best for omnichannel payments.
- Security: Offers robust security features and compliance management.
- Merchant Services: Facilitates convenient merchant services.
- Global Reach: Suitable for businesses with international operations.
4. Leaders Merchant Services (LMS)
- Low Fees: Known for offering low transaction fees.
- Customer Support: Provides strong customer support.
- International Processing: Facilitates international transactions with ease.
- Payment Gateway: Offers a reliable and user-friendly payment gateway.
- Merchant Services: Supports various merchant service needs.
5. Wise
- Simplified Payments: Streamlines cross-border payments for entrepreneurs and small businesses.
- Global Support: Supports transactions in multiple currencies.
- Low Fees: Competitive pricing for international transfers.
- Security: Provides strong security features and compliance with international regulations.
- User-friendly: Simple and easy-to-use platform designed for all user levels.
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6. Brex
- Expense Management: An all-in-one expense management platform.
- Deals: Offers incentives such as points for deposits.
- Feature-rich: Includes reporting, security, and access to credit.
- Variety: Provides a wide range of alternatives from expense platforms to payment processors.
- Use Cases: Suitable for tracking expenses and managing company finances.
7. Verifone
- Advanced Features: Offers advanced payment processing features.
- Global Support: Facilitates international transactions and supports multiple currencies.
- Custom API: Provides customizable API for tailored solutions.
- Recurring Payments: Supports subscription and recurring payment models.
- Security: Ensures robust fraud detection and security measures.
8. PayPal
- User-friendly: Known for its user-friendly interface and ease of integration.
- Multiple Currencies: Supports transactions in various currencies.
- Security: Provides strong encryption and fraud detection.
- Integration: Easily integrates with platforms like WordPress, Shopify, and Magento.
- Global Reach: Facilitates international payments and supports multiple currencies.
9. PaymentCloud
- High Risk Businesses: Recommended for businesses operating in high-risk industries.
- Multiple Payment Options: Supports a variety of payment methods.
- Security: Provides robust fraud detection and security features.
- Integration: Easily integrates with major e-commerce platforms.
- Merchant Services: Offers comprehensive merchant services.
10. Square
- Ideal for Businesses: Best suited for omnichannel or in-person sales.
- Comprehensive Features: Offers a wide range of payment processing features.
- Integration: Easily integrates with point-of-sale systems.
- Security: Provides robust security features and compliance.
- Global Sales: Facilitates international transactions with ease.
These alternatives to Stripe in 2025 each offer unique features and benefits suited to different business needs. Whether you're an entrepreneur, a large enterprise, or a local business, there's a payment solution that can meet your requirements effectively.
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FAQ
1. What is the best alternative to Stripe for e-commerce businesses?
Shopify Payments is highly recommended for e-commerce businesses due to its seamless integration with Shopify and easy setup. Learn more about Shopify Payments
2. Which payment gateway is best for high-risk merchants?
PaymentCloud is a top choice for high-risk merchants due to its tailored services and support for various high-risk industries. Discover PaymentCloud
3. What is the best payment gateway for international e-commerce?
Cybersource is recommended for businesses engaged in international e-commerce due to its robust global capabilities. Explore Cybersource
4. Which Stripe alternative offers the most variety in payment methods?
Adyen provides a wide variety of payment methods, including in-store, online, and mobile payments, along with strong security features. Find out more about Adyen
5. What is the best payment solution for small businesses?
Square is considered ideal for small businesses, offering convenient tools for retail, restaurants, and other local business applications. Learn more about Square
6. Which payment gateway is best for SaaS companies?
Paddle is highly suitable for SaaS companies due to its comprehensive features tailored to the subscription-based business model. Discover Paddle
7. What is an affordable solution for high transaction volumes?
Stax is praised for its cost-effectiveness, especially for businesses that handle high transaction volumes. Explore Stax
8. Which payment gateway offers a versatile API for developers?
Braintree is known for providing a versatile and developer-friendly API, making it a top choice for tech-savvy companies. Find out more about Braintree
9. What is the best payment gateway for use with WordPress or Magento?
PayPal is recommended for its easy integration with platforms like WordPress and Magento, along with its strong security features. Learn about PayPal
10. Which alternative is best suited for platform-based businesses?
WePay is designed specifically for platform-based businesses, offering effective and seamless payment solutions. Discover WePay
About the Author
Violetta Bonenkamp, also known as MeanCEO, is an experienced startup founder with an impressive educational background including an MBA and four other higher education degrees. She has over 20 years of work experience across multiple countries, including 5 years as a solopreneur and serial entrepreneur. She’s been living, studying and working in many countries around the globe and her extensive multicultural experience has influenced her immensely.
Violetta is a true multiple specialist who has built expertise in Linguistics, Education, Business Management, Blockchain, Entrepreneurship, Intellectual Property, Game Design, AI, SEO, Digital Marketing, cyber security and zero code automations. Her extensive educational journey includes a Master of Arts in Linguistics and Education, an Advanced Master in Linguistics from Belgium (2006-2007), an MBA from Blekinge Institute of Technology in Sweden (2006-2008), and an Erasmus Mundus joint program European Master of Higher Education from universities in Norway, Finland, and Portugal (2009).
She is the founder of Fe/male Switch, a startup game that encourages women to enter STEM fields, and also leads CADChain, and multiple other projects like the Directory of 1,000 Startup Cities with a proprietary MeanCEO Index that ranks cities for female entrepreneurs. Violetta created the "gamepreneurship" methodology, which forms the scientific basis of her startup game. She also builds a lot of SEO tools for startups. Her achievements include being named one of the top 100 women in Europe by EU Startups in 2022 and being nominated for Impact Person of the year at the Dutch Blockchain Week. She is an author with Sifted and a speaker at different Universities. Recently she published a book on Startup Idea Validation the right way: from zero to first customers and beyond and launched a Directory of 1,500+ websites for startups to list themselves in order to gain traction and build backlinks.
For the past several years Violetta has been living between the Netherlands and Malta, while also regularly traveling to different destinations around the globe, usually due to her entrepreneurial activities. This has led her to start writing about different locations and amenities from the POV of an entrepreneur. Here’s her recent article about the best hotels in Italy to work from.
About the Publication
Fe/male Switch is an innovative startup platform designed to empower women entrepreneurs through an immersive, game-like experience. Founded in 2020 during the pandemic "without any funding and without any code," this non-profit initiative has evolved into a comprehensive educational tool for aspiring female entrepreneurs.The platform was co-founded by Violetta Shishkina-Bonenkamp, who serves as CEO and one of the lead authors of the Startup News branch.
Mission and Purpose
Fe/male Switch Foundation was created to address the gender gap in the tech and entrepreneurship space. The platform aims to skill-up future female tech leaders and empower them to create resilient and innovative tech startups through what they call "gamepreneurship". By putting players in a virtual startup village where they must survive and thrive, the startup game allows women to test their entrepreneurial abilities without financial risk.
Key Features
The platform offers a unique blend of news, resources,learning, networking, and practical application within a supportive, female-focused environment:
- Skill Lab: Micro-modules covering essential startup skills
- Virtual Startup Building: Create or join startups and tackle real-world challenges
- AI Co-founder (PlayPal): Guides users through the startup process
- SANDBOX: A testing environment for idea validation before launch
- Wellness Integration: Virtual activities to balance work and self-care
- Marketplace: Buy or sell expert sessions and tutorials
Impact and Growth
Since its inception, Fe/male Switch has shown impressive growth:
- 3,000+ female entrepreneurs in the community
- 100+ startup tools built
- 5,000+ pieces of articles and news written
Partnerships
Fe/male Switch has formed strategic partnerships to enhance its offerings. In January 2022, it teamed up with global website builder Tilda to provide free access to website building tools and mentorship services for Fe/male Switch participants.
Recognition
Fe/male Switch has received media attention for its innovative approach to closing the gender gap in tech entrepreneurship. The platform has been featured in various publications highlighting its unique "play to learn and earn" model.
