Top 10 Open Source Alternatives to Stripe in 2025

As the global payments landscape continues to grow, open-source alternatives to Stripe have gained prominence. These platforms offer an array of features and customization options that cater to diverse business needs. Below, we explore the top 10 open-source alternatives to Stripe, each with a detailed breakdown.

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1. HyperSwitch

Description: An open-source global payment orchestrator that connects with multiple payment processors through a single API.
Data Points:
Type: Payment orchestration platform
API: Single API for multiple processors
Technology: Built on Rust
Focus: Improves payment success rates, reduces costs
Licensing: Open Source Learn more about HyperSwitch

2. BTCPay Server

Description: A self-hosted, open-source cryptocurrency payment processor.
Data Points:
Type: Cryptocurrency payment processor
Fees: 0% fees
Hosting: Self-hosted
Features: Secure, private, censorship-resistant
Currency: Primarily Bitcoin and other cryptocurrencies Discover BTCPay Server

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3. Kill Bill

Description: An open-source billing and payment platform designed for complex billing needs.
Data Points:
Type: Open-source billing and payment platform
Target: Organizations of all sizes
Customization: Highly customizable and adaptable
Scalability: Handles complex billing requirements
Licensing: Open-source Explore Kill Bill

4. OpenACH

Description: An open-source, web-based ACH payment processing system.
Data Points:
Type: ACH Payment Processing
Cost: Free, open-source software
Integration: Works with any major bank.
Ease of Use: Simple to install and use.
Technology: Web-based Learn more about OpenACH

5. UniPay Gateway

Description: A white-label open-source payment gateway solution with many advanced features.
Data Points:
Type: White-label payment gateway
Features: Supports 3D Secure, EMV, P2PE, ACH
International: Global API integrations for international payments
Customization: Open source API code allows for additional features
Flexibility: Supports multiple payment methods and integrations Discover UniPay Gateway

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6. UniBee

Description: An open-source billing platform and payment management system for subscription-based businesses.
Data Points:
Type: Open-source billing solution
Payment methods: Supports credit cards, PayPal, and cryptocurrency
Subscription Management: Automates recurring billing processes
Customization: Highly customizable and adaptable
Flexibility: Offers flexible payment options Learn more about UniBee

7. BoxBilling

Description: An open-source hosting automation software.
Data Points:
Type: Hosting automation and billing software
Licensing: Free, open-source and community-driven.
Features: Manages hosting servers, domains, and payment gateways
Integration: Works with PayPal, Stripe, and others
Extensibility: APIs available for custom extensions Explore BoxBilling

8. Lago

Description: An open-source metering and usage-based billing solution.
Data Points:
Type: Usage-based billing solution
Hosting: Self-hosted or cloud-based options
Flexibility: Not tied to a single payment processor
Customization: Designed for complex billing logics
Architecture: Scalable and modular Discover Lago

9. WooCommerce

Description: An open source e-commerce platform
Data Points:
Type: E-commerce platform with self-hosted options
Customization: Offers a variety of payment gateway options through extensions
Integration: Integrates with many payment gateways
Licensing: Open source
Flexibility: Flexible to the needs of the business Explore WooCommerce

10. Hyperswitch (Mentioned Again, Clarification)

Description: As highlighted earlier, it's an open-source payment orchestrator. While it was listed previously, it's good to re-emphasize it due to the product hunt listing and the relevance it carries.
Data Points:
Type: Open-source Payment Orchestration Platform
API: Single API for multiple payment processors
Focus: High payment success rates, reduced costs, flexibility
Technology: Built on Rust
Licensing: Open Source Learn more about HyperSwitch

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FAQ

1. What is HyperSwitch and what are its main features?

HyperSwitch is an open-source global payment orchestration platform that connects with multiple payment processors through a single API. It is built on Rust and aims to improve payment success rates while reducing costs. Learn more about HyperSwitch

2. What is BTCPay Server and what does it offer?

BTCPay Server is a self-hosted, open-source cryptocurrency payment processor that charges 0% fees. It is secure, private, and censorship-resistant, primarily supporting Bitcoin and other cryptocurrencies. Discover BTCPay Server

3. What is Kill Bill and who is it for?

Kill Bill is an open-source billing and payment platform designed for organizations of all sizes with complex billing needs. It is highly customizable and scalable, making it suitable for intricate billing processes. More about Kill Bill

4. What is OpenACH and what makes it unique?

OpenACH is an open-source, web-based ACH payment processing system. It is free to use, easy to install, and integrates with any major bank.

5. What is UniPay Gateway and what features does it support?

UniPay Gateway is a white-label, open-source payment gateway solution. It supports multiple payment methods, including 3D Secure, EMV, and ACH, and offers global API integrations for international payments. Explore UniPay Gateway

6. What is UniBee and what payment methods does it support?

UniBee is an open-source billing platform for subscription-based businesses. It supports credit cards, PayPal, and cryptocurrencies, and automates recurring billing processes. Learn about UniBee

7. What is BoxBilling and what are its key features?

BoxBilling is open-source hosting automation and billing software that manages hosting servers, domains, and payment gateways. It offers integrations with PayPal, Stripe, and more. More about BoxBilling

8. What is Lago and how does it work?

Lago is an open-source usage-based billing solution that can be self-hosted or cloud-based. It is designed for complex billing logics and is not tied to a single payment processor, working with various options like Stripe, PayPal, and Adyen. Discover more about Lago

9. How does WooCommerce integrate payment gateways?

WooCommerce is an open-source e-commerce platform that offers a variety of payment gateway options through extensions and integrates seamlessly with many payment providers. Learn about WooCommerce integrations

10. Why is HyperSwitch mentioned twice in the list?

HyperSwitch is a noteworthy open-source payment orchestrator that connects with multiple payment processors via a single API, significantly reducing costs and improving payment success rates. Its capabilities were highlighted twice to emphasize its relevance. Understand HyperSwitch better

References

About the Author

Violetta Bonenkamp, also known as MeanCEO, is an experienced startup founder with an impressive educational background including an MBA and four other higher education degrees. She has over 20 years of work experience across multiple countries, including 5 years as a solopreneur and serial entrepreneur. She’s been living, studying and working in many countries around the globe and her extensive multicultural experience has influenced her immensely.

Violetta is a true multiple specialist who has built expertise in Linguistics, Education, Business Management, Blockchain, Entrepreneurship, Intellectual Property, Game Design, AI, SEO, Digital Marketing, cyber security and zero code automations. Her extensive educational journey includes a Master of Arts in Linguistics and Education, an Advanced Master in Linguistics from Belgium (2006-2007), an MBA from Blekinge Institute of Technology in Sweden (2006-2008), and an Erasmus Mundus joint program European Master of Higher Education from universities in Norway, Finland, and Portugal (2009).

She is the founder of Fe/male Switch, a startup game that encourages women to enter STEM fields, and also leads CADChain, and multiple other projects like the Directory of 1,000 Startup Cities with a proprietary MeanCEO Index that ranks cities for female entrepreneurs. Violetta created the "gamepreneurship" methodology, which forms the scientific basis of her startup game. She also builds a lot of SEO tools for startups. Her achievements include being named one of the top 100 women in Europe by EU Startups in 2022 and being nominated for Impact Person of the year at the Dutch Blockchain Week. She is an author with Sifted and a speaker at different Universities. Recently she published a book on Startup Idea Validation the right way: from zero to first customers and beyond and launched a Directory of 1,500+ websites for startups to list themselves in order to gain traction and build backlinks.

For the past several years Violetta has been living between the Netherlands and Malta, while also regularly traveling to different destinations around the globe, usually due to her entrepreneurial activities. This has led her to start writing about different locations and amenities from the POV of an entrepreneur. Here’s her recent article about the best hotels in Italy to work from.

About the Publication

Fe/male Switch is an innovative startup platform designed to empower women entrepreneurs through an immersive, game-like experience. Founded in 2020 during the pandemic "without any funding and without any code," this non-profit initiative has evolved into a comprehensive educational tool for aspiring female entrepreneurs.The platform was co-founded by Violetta Shishkina-Bonenkamp, who serves as CEO and one of the lead authors of the Startup News branch.

Mission and Purpose

Fe/male Switch Foundation was created to address the gender gap in the tech and entrepreneurship space. The platform aims to skill-up future female tech leaders and empower them to create resilient and innovative tech startups through what they call "gamepreneurship". By putting players in a virtual startup village where they must survive and thrive, the startup game allows women to test their entrepreneurial abilities without financial risk.

Key Features

The platform offers a unique blend of news, resources,learning, networking, and practical application within a supportive, female-focused environment:

Skill Lab: Micro-modules covering essential startup skills
Virtual Startup Building: Create or join startups and tackle real-world challenges
AI Co-founder (PlayPal): Guides users through the startup process
SANDBOX: A testing environment for idea validation before launch
Wellness Integration: Virtual activities to balance work and self-care
Marketplace: Buy or sell expert sessions and tutorials

Impact and Growth

Since its inception, Fe/male Switch has shown impressive growth:

3,000+ female entrepreneurs in the community
100+ startup tools built
5,000+ pieces of articles and news written

Partnerships

Fe/male Switch has formed strategic partnerships to enhance its offerings. In January 2022, it teamed up with global website builder Tilda to provide free access to website building tools and mentorship services for Fe/male Switch participants.

Recognition

Fe/male Switch has received media attention for its innovative approach to closing the gender gap in tech entrepreneurship. The platform has been featured in various publications highlighting its unique "play to learn and earn" model.