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Tunis Startups to Watch in 2027: Verified Tunisia Companies in Fintech, Payments, Tech Education and Delivery, Startup Act Support and What Changed

Tunis Startups to Watch in 2027: Verified Companies in Fintech, Payments, Tech Education and Delivery

Tunis is the startup capital of Tunisia: most of the country's fintech, software and e-commerce companies sit in a few districts of Greater Tunis, and founders here often build for Tunisia first and then for French-speaking Africa, the Gulf or Europe. The 2026 version of this article listed ten names with figures nobody could trace, a wrong acquisition date and five companies we could not find at all. For this 2027 edition we checked every company again in November 2026 on its own website: that it still operates, that its legal, contact or careers pages give a Greater Tunis address, what it actually sells and what it says about itself. Greater Tunis here means Tunis itself, Centre Urbain Nord and Les Berges du Lac, plus Ariana and Ben Arous.
Quick answer: the Tunis startups to watch in 2027 are Flouci (financial super app), Konnect (online payments), GOMYCODE (tech and AI training) and Intigo (e-commerce delivery). Three Tunisia-born companies keep a factory, office or operations in Tunisia but are headquartered abroad: Bako Motors, Thunders and Kumulus. Founders get support from Tunisia's Startup Act, Smart Capital, Flat6Labs and The Dot. InstaDeep and Expensya, the two most famous names on the old list, are now part of BioNTech and Medius.
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Why Tunis Matters for Founders in 2027

Three patterns stand out in the companies below. The first is regulated fintech: Flouci and Konnect both say on their homepages that they work with the approval of the Central Bank of Tunisia, and both help a cash-heavy economy move online. The second is the Startup Act, Tunisia's 2018 law that gives labelled startups tax and currency advantages; you will see founders mention their label on their websites. The third is the jump abroad: Bako Motors, Thunders and Kumulus build in Tunisia but registered their headquarters in Luxembourg or France when they raised international money. For a first-time founder, the easiest ways in are a programme at The Dot or Flat6Labs and the Startup Act label.
To compare Tunis with other cities in the region, read our guides to Cairo startups to watch and Beirut startups to watch, two other Arabic- and French-speaking scenes with strong fintech.

Tunis Startups to Watch in 2027 Compared

CompanyWhat it doesCustomersLatest fact we citeGreater Tunis location checked
FlouciWallet, free current account, transfers, QR paymentsPeople and merchants250,000+ accounts; approved by the Central Bank (company)Yes, Centre Urbain Nord (terms of use)
KonnectPayment links, e-commerce plugins and APIFreelancers, SMEs, large companiesPayment facilitator certified by the Central Bank (company)Yes, Les Berges du Lac (website)
GOMYCODECoding, AI and digital skills trainingLearners and employers35+ campuses in eight countries (company)Yes, hackerspace in Tunis (official address)
IntigoE-commerce parcel deliveryOnline shops10M+ parcels since 2019 (company)Yes, Charguia 2, Ariana (website)
Bako MotorsSolar electric city cars and delivery vehiclesCities, fleets, driversFirst six B1 vehicles delivered to Tunisian municipalities (company)Factory in Ben Arous; HQ in Luxembourg
ThundersEnd-to-end software testing with AISoftware teams$9M seed round in 2025 (company)Office in Tunis; company incorporated in Paris
KumulusMachines that make drinking water from airOffices, airports, off-grid sites200+ machines and a EUR 3.1M seed in 2025 (company)Operations in Tunisia; French SAS
Sources: each company's official website, its legal, contact or about pages and its own press releases, checked 8 November 2026.

The Tunis Startups to Watch in 2027

1. Flouci: a financial super app for Tunisia

Flouci is a financial app for people and businesses in Tunisia: a wallet linked to a free current account, transfers, bill payments, phone top-ups, QR payments and a payment card. Its homepage says it is approved by the Central Bank of Tunisia, was part of the first cohort of the central bank's regulatory sandbox launched on 20 January 2020, and counts more than 250,000 Flouci accounts; it also says clearly that Flouci is not a bank but distributes services negotiated with partner banks. Its terms of use name the company behind it, Kaoun, a Tunisian limited company founded in 2018 with its registered office in Centre Urbain Nord, Tunis. A company release datelined Tunis, 2 June 2024, says Flouci was one of 22 African startups selected for Visa's accelerator programme.
Lesson for founders: Flouci entered a regulated market through the central bank's sandbox and partner banks instead of becoming a bank itself. If a licence blocks your idea, look for the sandbox or the partner who already has one.

2. Konnect: online payments without a subscription

Konnect lets Tunisian businesses get paid online: payment links that can be shared by SMS, email or WhatsApp without a website, plugins for WooCommerce and PrestaShop, and an API, for payments in Tunisia and from abroad. Its homepage calls it a payment facilitator certified by the Central Bank of Tunisia, says freelancers, SMEs and large companies collect payments with it every day, and gives its address at Lac Malaren, Les Berges du Lac, Tunis.
Lesson for founders: Konnect's payment links work without a website, which fits sellers who live on social media. Build for the way your customers already sell, not the way you wish they sold.
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3. GOMYCODE: tech and AI skills from a Tunis hackerspace

GOMYCODE is a digital education company that teaches coding, AI and other digital skills through an online platform and physical campuses. Its website says it runs more than 35 campuses in eight countries and that since 2018 it has trained more than 50,000 students; its country list covers Tunisia, Algeria, Morocco, Senegal, Cote d'Ivoire, Nigeria, Kenya and Saudi Arabia. Its official address is the GOMYCODE Hackerspace at 1 Place Tahar Haddad, Tunis.
Lesson for founders: GOMYCODE combines cheap online learning with campuses where students meet instructors. In markets where trust is low, a physical place can be the reason people pay.

4. Intigo: next-day delivery across Tunisia

Intigo delivers parcels for online shops: next-day delivery in all 24 governorates of Tunisia, same-day delivery in Greater Tunis, public prices and cash on delivery. Its website says it was founded in Tunis in 2019, has delivered more than 10 million parcels since then, and gives its address at 17 Rue de l'Usine, Charguia 2, Ariana.
Lesson for founders: e-commerce in Tunisia still runs on cash on delivery, and Intigo built its business on that habit. Infrastructure for other startups is often a safer business than another online shop.
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Founded in Tunisia, Headquartered Elsewhere

These companies grew out of Tunisia and still build or work there, but their own websites name a headquarters or legal entity abroad. We list them separately so the main list only holds companies based in Greater Tunis.

5. Bako Motors: solar cars built in Ben Arous

Bako Motors makes small solar-powered electric vehicles: the Bee city car, the B-Van minivan and the B1 last-mile delivery vehicle. Its website calls it a Tunisian-German start-up, gives its factory at Z.I. Mghira in Ben Arous, Greater Tunis, with a second factory in Riyadh, R&D in Marseille and its headquarters in Luxembourg. It reports that its first six B1 vehicles went to six Tunisian municipalities and a first B-Van fleet to Jahez in Saudi Arabia.
Lesson for founders: Bako Motors makes vehicles in Tunisia and sells them in the Gulf and Europe. Manufacturing cost can be your edge if your quality holds up abroad.

6. Thunders: AI software testing from Paris and Tunis

Thunders is an end-to-end software testing platform that writes and runs tests with AI. Its about page says it was started by Karim Jouini and Jihed Othmani, who founded Expensya in Tunis and Paris in 2014, that Thunder Code SAS was incorporated in Paris in November 2024, and that it raised a $9 million seed round led by Silicon Badia with Janngo Capital and Titan Seed Fund in 2025. It lists offices in Paris, Tunis and Boston.

7. Kumulus: drinking water from air

Kumulus builds machines that turn humidity in the air into drinking water, for offices, schools, airports and off-grid sites. Its story page says the founders, Iheb Triki and Mohamed Ali Abid, had the idea while camping in the Tunisian desert in 2020, that the company started in 2021 with operations in France and Tunisia, and that in 2025 it launched two new products, passed 200 machines sold and raised a EUR 3.1 million seed round. Its case studies include TAV Airports Tunisia and a school in Jendouba with the Orange Foundation; its legal terms name Kumulus SAS in Saint-Mande, France.
Energy-management company Wattnow is similar: its website lists offices in Amsterdam, Toulouse, Casablanca and Tunis.
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Where Tunis Startups Get Support

  • Startup Tunisia and the Startup Act: Startup Tunisia runs the Startup Act, the law of 17 April 2018 that offers 20 measures around a startup label. The label is for companies under 8 years old, with fewer than 100 employees and under 15 million TND in turnover or balance sheet, mostly independent capital and an innovative, scalable model. Applications go through the online Startup Portal in a session from the 1st to the 8th of each month, for a 100 TND fee. Labelled startups get a corporate tax exemption, a foreign currency account, a technology card of up to 100,000 TND a year and Authorized Economic Operator status at customs.
  • Smart Capital: the public investment company behind Startup Tunisia. Smart Capital lists the Anava fund of funds for startups, the Innovatech fund for innovative SMEs and COINNOV for collaborative SME projects. Startup Tunisia's site gives the fund of funds a target size of EUR 200 million across more than 13 venture funds.
  • Flat6Labs Tunisia: Flat6Labs says it launched in Tunisia in 2016. Its Tunisia page lists the Green Growth and Jobs Accelerator Project; its earlier Tunisian programmes (Ebda'Y for women founders, Green4Youth, CRC Innovation Champions and Ignite Tunisia) are marked as not active.
  • The Dot: The Dot is a digital innovation hub in Cite les Pins, Tunis, run as a public-private partnership since 2021. Its programmes include Dot Landing, Dot Camp, Dot Camp +, Dot Sprint, AI Rise and Tech 216.
Women founders can also look at the grants for female entrepreneurs, the accelerators for female entrepreneurs and our guide to the best countries for female entrepreneurs.

What Changed Since the 2026 List

Of the ten names in the old list, only GOMYCODE and Flouci (listed under its company name, Kaoun) stay in the main list, and Kumulus moves to the section above. The others left for these reasons:
  • InstaDeep: the AI company was founded in 2014 and still has an office in Tunis, but its about page says BioNTech announced its acquisition in January 2023 and completed it in July 2023, not in early 2026 as the old article said. It is now part of a large biotech group, not a startup.
  • Expensya: the expense-management company founded in Tunis and Paris is now part of Medius, and its website says it is being renamed Medius Expense. Its founders now run Thunders.
  • Kumulus: the old article gave 2019 as its founding year; the company's own story page says 2021.
  • Viamobile, Taysir Solutions, LaFlamme, Datavizion AI and Zitouna Mobility: we found no official website or primary source for any of them, so we removed them.
  • Support: the Wiki Start Up website is suspended, the B@labs website did not load, and Orange Digital Center's site says its new platform is coming soon, so we could not check their current programmes.
  • Statistics removed: an ecosystem value with a growth rate, client counts, graduate numbers, dataset counts and water output figures had no official source we could check.

Which Tunis Company Should You Learn From?

  • You build fintech: study Flouci for consumers and Konnect for merchants, and how both work with the Central Bank of Tunisia.
  • You build education: study GOMYCODE and its mix of online courses and campuses in eight countries.
  • You build e-commerce or logistics: study Intigo and its next-day promise across all 24 governorates.
  • You build hardware or climate tech: study Bako Motors and Kumulus, and why both set up a holding company in Europe.
  • You build software for global buyers: study Thunders, which keeps engineers in Tunis and sells from Paris and Boston.

How Founders Use Tunis's Startup Scene

Look at how these companies grew: a label and a first product in Tunisia, then a second office or a holding company in Europe or the Gulf when they raise international money. If you are raising, compare the local funds with the investors in our guides to early-stage VC firms and early-stage VCs in Europe, and look at the accelerators for early-stage startups, the accelerators for AI startups and the grants for early-stage startups.
Meet your sector at the fintech startup events, edtech startup events, e-commerce startup events, mobility startup events and the startup events in Paris and Dubai, where many Tunisian founders go to raise. Comparing African cities? Other scenes in our series are Abidjan startups to watch, Bamako startups to watch, Conakry startups to watch, Luanda startups to watch and Maputo startups to watch. In the Gulf, see Abu Dhabi startups to watch; in Europe, Lyon startups to watch and Stuttgart startups to watch.
Before you copy any of these business models, test them with real customers, and start marketing early: list your startup in the F/MS marketing directories, publish your startup press release, and write about your product with the F/MS AI SEO Tool or the AI SEO Blog so customers, investors and AI assistants can find you.

FAQ About Tunis Startups to Watch in 2027

Which Tunis startups should I watch in 2027?

Our verified list: Flouci, Konnect, GOMYCODE and Intigo, all based in Greater Tunis according to their own websites, checked in November 2026. Bako Motors, Thunders and Kumulus were also born in Tunisia and still work there, but their headquarters are in Luxembourg or France.

Why are there only four companies in the main list?

We only list companies whose own websites confirm that they still operate and are based in Greater Tunis. Several well-known Tunisian startups give no city on their sites, are based elsewhere in Tunisia or are registered abroad, so we left them out of the main list rather than guess.

Is InstaDeep still a Tunis startup?

InstaDeep was founded in 2014 and still has an office in Tunis, but its about page says BioNTech completed its acquisition in July 2023. It is now part of BioNTech, so we no longer list it as a startup.

What happened to Expensya?

Expensya is now part of Medius, and its website says it is being renamed Medius Expense. Its two founders started a new company, Thunders, which tests software with AI and has an office in Tunis.

Does this list include Ariana and Ben Arous?

Yes. We count Greater Tunis: Tunis itself, Centre Urbain Nord and Les Berges du Lac, plus Ariana and Ben Arous. Intigo is in Charguia 2, Ariana, and Bako Motors builds its vehicles in Ben Arous.

What is Tunisia's Startup Act?

A law of 17 April 2018 with 20 measures for labelled startups. The label is for companies under 8 years old with fewer than 100 employees, and it brings a corporate tax exemption, a foreign currency account and other benefits, according to Startup Tunisia.

How do I apply for the Startup Act label?

Through the online Startup Portal during a labelling session, which runs from the 1st to the 8th of each month, with a 100 TND fee. You can apply once every six months, and a proof of concept is the minimum to be evaluated.

Which sectors are strongest in Tunis?

Fintech and payments lead: Flouci and Konnect. Tech education (GOMYCODE), e-commerce delivery (Intigo), AI software and climate hardware follow.

Which programmes support startups in Tunis?

Startup Tunisia and the Startup Act, Smart Capital's Anava fund of funds, Flat6Labs Tunisia and The Dot innovation hub in Tunis all run programmes or funding for Tunisian founders.

Where can I get a backlink by writing about my startup?

You can publish a guest post in one of the Fe/male Switch startup blogs, which rank in Google and in AI tools. Get a quality backlink.

About the Author

Violetta Bonenkamp, also known as MeanCEO, is an experienced startup founder with an impressive educational background including an MBA and four other higher education degrees. She has over 20 years of work experience across multiple countries, including 5 years as a solopreneur and serial entrepreneur. Throughout her startup experience she has applied for multiple startup grants at the EU level, in the Netherlands and Malta, and her startups received quite a few of those. She’s been living, studying and working in many countries around the globe and her extensive multicultural experience has influenced her immensely.
2026-11-09 00:07 Best Startups